Personal Lines
Home / Personal Lines
what we offer
Personal Lines
U.S. Insurance Brokers is pleased to offer our independent insurance agents a competitive and aggressive program with flexible underwriting. Below are some of the highlights:
Homeowner HO3 & DP3 Program
Including wind program (Wind Only + Hazard):
- From $200,000 of Coverage A to $1,000,000 of Total Insured Value (TIV)
- Any year built
- Including Vacation homes, owner or tenant occupied Single, Duplex, or Triplex
- Anywhere in Florida except risks within 1 mile of salt/ocean water and Monroe County
- Including Water or Excluding Water options available
- 12-month policies
- Wind program applies to CBS homes only
- Liability limits of $100,000, $300,000
Excluding wind program:
- From $200,000 of Coverage A to $1,000,000 of Total Insured Value (TIV)
- Any year built
- Any construction type
- Including Vacation homes, owner or tenant occupied Single, Duplex, or Triplex
- Anywhere in Florida
- Including Water or Excluding Water options available
- 12-month policies
- Liability limits of $100,000, $300,000
- 10% Commission for all New Business and Renewals, PLUS an additional $50 bonus check for EACH Excluding Water policy
Homeowner HO6 Program
Including Wind Program (Wind Only + Hazard):
- From $5,0000 of Coverage A to $1,000,000 of Total Insured Value (TIV)
- Any year built
- Primary Tenant or Owner occupied, including Seasonal and Secondary Owner occupied
- Anywhere in Florida except risks within 1 mile of salt/ocean water and Monroe County
- 12-month policies
- Wind program applies to CBS buildings only
- Liability limits of $100,000, $300,000
Excluding wind program:
- From $5,0000 of Coverage A to $1,000,000 of Total Insured Value (TIV)
- Any year built
- Any construction type
- Primary Tenant or Owner occupied, including Seasonal and Secondary Owner occupied
- Anywhere in Florida
- 12-month policies
- Automatic $2,000 Loss Assessment
- Liability limits of $100,000, $300,000
- 10% Commission for all New Business and Renewals
Interior Renovations Risks Program
Excluding wind program: (HO3, DP3 & HO6)
- From $150,000 of Coverage A (HO3 & DP3) to $1,000,000 of Total Insured Value (TIV)
- Anywhere in Florida
- Vacant or Owner Occupied options available
- Any year built
- Any construction type
- 12-month policies
- Liability limits of $100,000, $300,000
- 10% Commission for all New Business and Renewals
Vacant Homeowners Program
Excluding wind program: (HO3, DP3 & HO6)
- From $150,000 of Coverage A (HO3 & DP3) to $1,000,000 of Total Insured Value (TIV)
- Anywhere in Florida
- Any year built
- Any construction type
- 12-month term policies
- Liability limits of $100,000, $300,000
- 10% Commission for all New Business and Renewals
AOP Deductible Buy Back (plus $50 cash gift)
- Separate policy able to reduce the AOP deductible to $0
- Applicable to policies issued by U.S. Insurance Brokers only
- 15% Commission for all New and Renewal business, PLUS an additional $50 bonus check for EACH DBB policy
Flood Program
- U.S Insurance Brokers’ You Write Your Own Flood program Underwritten by Hartford
- 20% Commission (new, renewal and rollover)